You may be entitled to surplus funds after a property sale.
When a property is sold through foreclosure or another qualifying sale, funds may remain after required obligations are paid. We help eligible former property owners understand the recovery process and pursue funds that may belong to them.
Independent private service. Not a government agency. Eligibility depends on individual circumstances.
Clear Process
A straightforward, step-by-step path from initial review to claim submission, explained in plain language.
Claim Research
We research the property and sale records associated with a potential surplus to help establish what may be owed.
Document Assistance
We help organize and prepare the documentation typically requested during the recovery process.
Responsive Support
A dedicated point of contact keeps you informed and available to answer questions as your inquiry moves forward.
How It Works
A structured process, from initial review to claim submission.
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1
We Review the Available Information
We review property and surplus information associated with the potential claim.
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2
We Confirm Potential Eligibility
We help determine whether there may be recoverable surplus funds connected to the former property owner.
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3
We Assist With Documentation
We help organize the documentation and information needed for the recovery process.
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4
Claim Processing
The appropriate claim process is followed based on the applicable jurisdiction and requirements.
Requirements and timelines vary by state, county, court, and type of sale.
About Surploom
Surploom helps former property owners navigate the often unfamiliar process of pursuing surplus funds after a foreclosure or tax sale. Many people are simply unaware that money may remain after a sale, or unsure where to begin.
We focus on clear communication, careful research, and organized documentation support — so that individuals can understand their situation and move through the process with confidence, rather than uncertainty.
We are an independent private company. We are not a law firm, and we do not provide legal advice or representation. Every inquiry is handled with attention to privacy and professionalism.
“Transparency, communication, and careful documentation guide every claim we assist with.”
Why Work With Us
Straightforward Communication
We explain each stage of the process in plain terms and keep you informed as your inquiry progresses.
Organized Claim Support
We help gather and organize the documentation involved, reducing the back-and-forth of a complex process.
Privacy-Focused Process
Personal and property information you share with us is handled carefully and used only to evaluate your inquiry.
State-Specific Approach
We take into account that requirements for surplus fund claims differ by state, county, and court.
Think There May Be Funds Waiting?
It takes just a few details to find out whether surplus funds may be associated with a property.
Check for Surplus FundsFrequently Asked Questions
Surplus funds are money that may remain after a property is sold through foreclosure or a similar sale and all required obligations — such as the loan balance, taxes, and sale costs — have been paid. In some cases, these remaining funds may belong to the former property owner.
A property may sell for more than the amount owed on the loan and associated costs. When that happens, the difference can become surplus funds rather than being retained by the lender or the sale process.
Eligibility depends on the specific circumstances of the sale, the applicable jurisdiction, and supporting documentation. We can help review the available information to determine whether a potential claim may exist.
Timelines vary widely depending on the state, county, court, and type of sale involved. Some claims move relatively quickly, while others take considerably longer.
No. We cannot guarantee that funds will be recovered in any particular case. Eligibility and recovery depend on the circumstances of each claim and applicable state and local requirements.
No. Surploom is an independent private company. We are not affiliated with any government agency, court, county, or sheriff's office.
Fee structures and payment arrangements depend on the specific agreement reached and the jurisdiction involved, and are subject to applicable state and local requirements. Any such arrangement would be disclosed clearly and agreed to before you are asked to pay anything.
Requirements vary by jurisdiction, but commonly requested items include identification, proof of prior ownership, and documentation related to the sale. We will let you know what applies to your situation.
In some circumstances, heirs or estate representatives of a former property owner may be able to pursue a claim, depending on the requirements of the applicable jurisdiction and available documentation.
No. Surplus fund procedures, deadlines, and requirements are set at the state, county, and court level and can differ significantly from one jurisdiction to another.
Check for Surplus Funds
Share a few basic details about the property, and our team will look into whether surplus funds may be associated with it. This is not a legal claim — it's simply the first step toward finding out.
There is no obligation, and submitting this form does not guarantee eligibility or recovery.
Your Information Is Handled Carefully
Information you share with us is used to evaluate your inquiry and communicate with you about a potential claim. We do not sell your personal information. See our Privacy Policy for details.